payday lender|发薪日贷款 vigilance|警戒，警觉['vɪdʒɪl(ə)ns] mortgage|房屋抵押贷款['mɔːgɪdʒ] discriminatory|歧视的[dɪ,skrɪmɪ'neɪt(ə)rɪ] censorship|审查制度['sensəʃɪp] hazardous|冒险的；碰运气的['hæzədəs] phishing|网络钓鱼；网络欺诈['fɪʃɪŋ] explosive|爆炸物[ɪk'splosɪv]